Everybody wants to retire as comfortably as possible.
It is never too early to start planning your retirement. For younger clients, retirement might be a little in the background, as we assist you with more immediate aims such as buying a home, paying off debt, managing your career and raising a family. But the fact that there are more pressing aims does not mean that retirement should be ignored completely, and we can show you how to manage your affairs so that what you do today also benefits you when you retire.
For clients closer to retirement age, we help you decide when and how to start to make the transition from working life to retirement. For some people this transition is a gradual process. For others it is more sudden. Either way, we help you ensure that you make the transition as comfortably and successfully as possible.
This can include things like planning for the potential use of Centrelink and other Government benefits.
For clients who have already retired, our aim is simple: to help you make sure your money lasts as long as you need it to. This means ensuring that you have invested your super in the right place and that you are managing the costs of your investments – including tax – as efficiently as possible.
Once again, we also ensure that your financial planning makes best use of Centrelink and any other government benefits to which you may be entitled
Director & Financial Adviser
SPG Wealth is a small financial planning practice based in Perth, WA. The business was formed on the desire by owner Ryan Baker to help every day people make a difference to their financial future. Our core belief is that it doesn't matter how much you have now, it's about making wise decisions with what you've got and making the most of what life throws your way!
Ryan has spent over 15 years working within the Financial Services industry with over 6 years providing advice to clients. Whether it's consolidating Super Funds, reviewing insurance needs, budgeting, estate planning, tax minimisation, mortgage broking or retirement planning SPG Wealth and their referral partners can help. Ryan is passionate about helping clients make better financial decisions and enjoys seeing people grow in confidence as the plans implemented make a difference.
At SPG Wealth we believe that Financial Planning is not about selling products but about helping people, providing sound advice and assisting clients make wise decisions that in the long term help them achieve their goals and objectives.
Ryan Baker is an authorised representative (341179) of Dover Financial Advisers Pty Ltd (AFSL 307248).